Welcome to this 4-bedroom home located in the heart of the Drake Neighborhood just minutes from downtown and only blocks from local shopping, bars, and restaurants. This historic home features hardwood floors on the main level and fresh paint throughout and some big ticket updates have already been completed including a mini split installed on the 3rd floor, a full electrical update in 2021, new AC in 2024 and new water heater in 2023 Ideal as a single-family home but also has potential as an income property, this home offers four bedrooms on the second floor and a versatile third-floor bonus room that could serve as a fifth bedroom or additional living space. This home resides in both an NFC area as well as an Invest DSM area making it eligible for some fantastic programs including: NFC Purchase financing, which includes a $10,000 forgivable improvement loan and the ability to borrow more for upgrades or income-eligible buyers may also qualify for down payment and closing cost assistance! Homeowner Invest DSM programs offer home renovation grants for turning your old home into your dream home covering 20-50% of your renovation costs up to $75,000! No income or credit requirements are needed to apply for this program, and many grants are fully forgiven within 5 to 7 years. See the potential in this spacious historic home with exceptional rare financing advantages. Schedule a showing today. All information obtained from seller and public records.